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Borrowed Trust: How Filipino Retirees Can Avoid Online Lending Scams







Because every peso you earned tells the story of your hard work--and no scammer should steal that away.

Here's what you'll get:


  • Why “instant approval” and “no collateral” aren’t acts of kindness, but calculated traps


    Discover the psychology behind too-good-to-be-true lending offers, and how scammers hide steep fees, impossible payment terms, and false promises behind friendly language.

  • How scammers speak the language of your heart — using family, friendship, and trust to open the door to your wallet


    See how they twist your natural generosity and willingness to help loved ones into pressure points, convincing you to take loans that only benefit them.

  • The subtle red flags that reveal a fake lender before you sign or send a single pesoLearn to spot clues in messages, websites, and social media ads — from strange payment instructions to missing licenses — even if you’re not confident with technology.

  • Stories from fellow retirees — how they were targeted, what went wrong, and how they fought back


    Read real-life cases that will open your eyes to how fast a scam can happen, and how ordinary seniors turned a mistake into a moment of empowerment.

  • Simple, doable steps to protect your pension and personal details, even if you’re not tech-savvy


    From creating safer passwords to recognizing phishing links, these tips are designed to be clear, easy to follow, and effective right away.

  • What to do if you’ve been tricked — without fear, without blame, and with the right help


    Learn who to contact, how to stop further damage, and how to report the crime so others in your community are warned.

  • Habits of scam-proof seniors that keep both their money and peace of mind safe for the years ahead


    Build small but powerful habits — from double-checking loan offers to staying updated on the latest scam alerts — that protect you for life.



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You’ve worked too hard, sacrificed too much, and given too selflessly to let a scammer rewrite your story.


Borrowed Trust will give you the eyes to see through false promises, the tools to protect every peso of your pension, and the confidence to say “No” when it matters most.


Read it, and you won’t just avoid scams — you’ll help stop them from reaching the people you love.

Sign up to get your free e-book now!

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